Financial Assistance From Credit Unions and Banks

  • The United States Senate Federal Credit Union is offering zero interest loans for 90-days of up to $5,000 during the shutdown.  This credit union is not just for Senate employees. Federal employees can become a member of this credit union for a donation of just $10 and are eligible for interest free loans during the shutdown. Call 800-374-2758 for assistance.
  • The Congressional Federal Credit Union is offering zero interest Furlough Relief loans of up to $10,000 during the shutdown. You do not have to be a Congressional employee to join this credit union. Federal workers can become a member of this credit union by joining the “Friends of the National Arboretum”.  Call 800-491-2328 for assistance.
  • The Commerce Department Credit Union is offering 60-day zero interest loans for federal workers during the shutdown for up to $10,000. You do not have to be a Commerce Department employee to become a member. Anyone who joins the American Consumer Council can join this credit union. Call 888-626-9845 for assistance.
  • The Navy Federal Credit Union is offering zero interest loans of up to $6,000 to its members and other federal government employees during the shutdown. Call 888-842-6328 for assistance.
  • Army Emergency Relief provides interest-free loans equal to the amount of one paycheck, up to a maximum amount of $6,000, for soldiers and families who experience financial hardship due to a lack of pay. Call 866-878-63788 for assistance.
  • The U.S. Employees Credit Union is offering interest-free shutdown loans to eligible members. Call 312-922-5310 for assistance.
  • USAA’s Government Shutdown Program is offering no-interest loans and other payment relief options from $500 to $6,000. Call 210-531-8722 for assistance.
  • PenFed is offering zero-interest loans equal to the amount of missed paychecks for furloughed federal workers who are existing members and have their pay directly deposited to their PenFed account. Call 1-800-247-5626 for assistance.
  • For a list of additional credit union programs click here.
  • For a list of assistance programs from banks click here.

Unemployment Insurance

Depending on the length of the shutdown, your furlough status, and state of residence, you may be eligible for unemployment insurance payments. For more information click here.

Federal Employee Education and Assistance (FEEA) Fund

FEEA provides select information on national, regional, and state by state resources for federal employees during government shutdowns. Click here to see their shutdown resource page.